There is an unspoken rule between Jerry and I regarding our money. No matter how it is made, any money we bring in between us goes toward paying the bills and other household necessities. But, if it is gift money, we are allowed to spend it any way we want. That’s just how it is.
Unless we’re flat broke. Which is always. And then the gift money pays the bills.
I’m usually able to preserve my stash, however, by hiding it in my sock drawer. Out of sight, out of mind, right? And somehow, the bills still get paid. Amazing.
Anyways, I do have a point I’m getting at.
I could buy a lot of things with my gift money. Clothes. Girly stuff. That Nikon I’ve been dying to get my hands on. But instead, I try to spend my money on something that will save us money.
I’ve bought Pyrex containers with lids so that I don’t have to buy Saran Wrap anymore. I haven’t bought plastic wrap in almost two years.
I’ve bought a bread machine at Goodwill so I can learn to bake homemade bread. And I’ve bought bread pans to bake my loaves in.
I’ve bought cloth diapers so I don’t have to use disposables.
I’ve bought rechargeable batteries and a charger, so I don’t have to keep buying new ones.
I’ve bought a dehydrator, a wheat grinder, a couple of canners and canning supplies.
I’ve bought seeds or plants so that we can grow more food and herbs. And I’ve bought soapmaking and cheesemaking supplies.
Perhaps I’ll buy a new water heater soon, since our current one is leaking.
Why do I buy these things? Because I know that each of them will replace the need for me to spend money on something else. Every year, when my birthday or other special occasions roll around and I get money, I put it toward something that will benefit my family.
Which is probably why I’m still wearing clothes I’ve had since high school. And I just turned 30. (Oh yeah, last week I celebrated my 30th birthday. Happy Birthday to me!)
I guess I felt like sharing this tonight ’cause I have a nice wad of birthday money stuffed in my drawer between a pair of ankle socks, and I’m considering how to spend it.
Maybe this one time I’ll splurge and go to Goodwill to look for a new skirt, or two. ‘Cause seriously, I need clothes. Although, I really am more interested in finding ways to benefit our family as a whole.
My loved ones keep trying to treat me to getting my hair highlighted, or my nails done, or a massage or something. But I mean it with all of my heart when I say I have absolutely no interest in that kind of stuff. It’s a complete waste of money to me. Nope, I’d rather splurge on reusable canning lids, thank you.
Although… I do keep trying to rationalize with myself that if I get a nice camera maybe I could make money on my photography skills. Hey, it could happen!
Anyone have an old Nikon they wanna give me for my birthday?
Anybody at all??
Okay, back to my point. The next time you have gift money to blow, maybe it’s time that you think of how you can really be the best steward of that cash and use it on something that will profit you more in the long run.
This simple trick has snowballed into some real savings for us. And the less we need to spend, the less we can live off of, and the less dependent we are on others for our well being.
And that’s the ultimate goal.